diff --git a/AGENTS.md b/AGENTS.md
index e230368..e77923c 100644
--- a/AGENTS.md
+++ b/AGENTS.md
@@ -55,22 +55,42 @@ A per-entry `serializer` promise chain prevents concurrent syncs from racing.
 
 ```
 index.ts            — Extension entry point (tools, commands, auto-check flag)
-server.ts           — LSP server registry (gopls, typescript-language-server, pyright)
+server.ts           — Built-in LSP server registry (gopls, typescript-language-server, pyright, ...)
 cli.ts              — CLI for testing/debugging (daemon-aware or --no-daemon)
 daemon.ts           — Entrypoint that starts the daemon process
 
 src/
   client.ts         — LspClient: spawns a language server, JSON-RPC handshake, file sync
   commands.ts       — CLI command dispatcher (maps command names → LSP methods)
+  config.ts         — Per-repo `.pi-lsp.json` loader: walk-up + merge with built-ins, mtime cache
   daemonClient.ts   — High-level helpers (daemonRequest, daemonDiagnostics, etc.)
   daemonProtocol.ts — Shared types, socket path, NDJSON send/receive, autospawn logic
-  root.ts           — pickServer(), findRoot(), URI/path conversion
+  root.ts           — pickServer(), findServerById(), getServersForPath(), findRoot(), URI/path conversion
   types.ts          — ServerConfig interface, LspCommand union
 ```
 
-## Adding a Server
+### Per-Repo Config (`.pi-lsp.json`)
 
-Edit `server.ts`. Add an entry to the `servers` array:
+Users can add/override/disable servers without editing `server.ts`. `src/config.ts`
+walks upward from a given path to find `.pi-lsp.json`, parses it, and merges
+with the built-in `servers` list:
+
+- New `id` → appended (must supply `match`, `command`, `args`, `rootMarkers`).
+- Existing `id` → shallow-merged over the built-in (user fields win).
+- `disable: []` → filtered out at the end.
+
+Results are cached per config path, invalidated by mtime. `getServersForPath(p)`
+is the **single entry point** — don't import the raw `servers` array from
+`server.ts` outside `src/config.ts`. The daemon resolves servers at
+`getOrCreateEntry()` time via `findServerById(filePath, id)`, so spawned
+servers reflect the config of the file being acted on. **Already-running**
+entries don't see config changes; users must `/lsp-destroy` to respawn.
+
+## Adding a Server (Built-In)
+
+For servers shipped with pi-lsp, edit `server.ts`. (For per-repo additions,
+users should drop a `.pi-lsp.json` at the repo root — see README.) Add an entry
+to the `servers` array:
 
 ```typescript
 {
diff --git a/README.md b/README.md
index 9ac2a0d..6589568 100644
--- a/README.md
+++ b/README.md
@@ -123,6 +123,44 @@ Edit `server.ts`:
 }
 ```
 
+## Per-Repo Config (`.pi-lsp.json`)
+
+Drop a `.pi-lsp.json` at any ancestor of your working files to add or override
+servers for that repo. The nearest config (walking upward) wins.
+
+```json
+{
+  "servers": [
+    {
+      "id": "rust-analyzer",
+      "match": ["rs"],
+      "command": "rust-analyzer",
+      "args": [],
+      "rootMarkers": ["Cargo.toml"],
+      "languageId": "rust"
+    },
+    { "id": "gopls", "args": ["-remote=auto", "-vv"] }
+  ],
+  "disable": ["oxlint"]
+}
+```
+
+**Merge rules:**
+
+- Entry with a built-in `id` → fields shallow-merge over the built-in (user wins).
+- Entry with a new `id` → appended; must include `match`, `command`, `args`, `rootMarkers`.
+- `disable` → filters out matching ids (built-in or user-defined).
+
+**Reloading after edits:** Config is re-read on mtime change, so new lookups
+pick up changes automatically. However, **already-running** language servers in
+the daemon keep their original spawn args. If you change `command`, `args`, or
+`rootMarkers`, run `/lsp-destroy` (or `pi-lsp daemon stop`) so they respawn
+with the new config.
+
+**Security note:** `.pi-lsp.json` controls what binary pi-lsp spawns. Treat it
+like `.vscode/settings.json` — don't accept untrusted configs from arbitrary
+repos.
+
 ## Adding A Command
 
 1. Add to the `LspCommand` union in `src/types.ts`.
diff --git a/cli.ts b/cli.ts
index 24070f3..ee25bf1 100755
--- a/cli.ts
+++ b/cli.ts
@@ -2,8 +2,7 @@
 import * as path from "node:path";
 import { startClientForFile } from "./src/client.ts";
 import { isLspCommand, listCommands, runCommand } from "./src/commands.ts";
-import { pickServer, isServerAvailable } from "./src/root.ts";
-import { servers } from "./server.ts";
+import { pickServer, isServerAvailable, getServersForPath } from "./src/root.ts";
 import {
   daemonDiagnostics,
   daemonRequest,
@@ -105,9 +104,10 @@ async function runViaDaemon(
   const filePath = path.resolve(fileArg);
   let result: unknown;
   if (cmdArg === "diagnostics") {
-    // Pick All Available Servers For Diagnostics
+    // Pick All Available Servers For Diagnostics - Resolves against any
+    // `.pi-lsp.json` reachable from the file so per-repo overrides apply.
     const ext = path.extname(filePath).replace(/^\./, "");
-    const serverIds = servers
+    const serverIds = getServersForPath(filePath)
       .filter((s) => s.match.includes(ext) && isServerAvailable(s))
       .map((s) => s.id);
     result = await daemonDiagnostics(filePath, serverIds);
diff --git a/index.ts b/index.ts
index fda11d8..6a7bc05 100644
--- a/index.ts
+++ b/index.ts
@@ -12,8 +12,7 @@ import {
   daemonRequest,
   daemonStatus,
 } from "./src/daemonClient.ts";
-import { pickServer, isServerAvailable } from "./src/root.ts";
-import { servers } from "./server.ts";
+import { pickServer, isServerAvailable, getServersForPath } from "./src/root.ts";
 import {
   ServerNotFoundError,
   UnsupportedExtensionError,
@@ -326,10 +325,11 @@ async function runLsp(
 }
 
 // Pick Diagnostic Servers - Returns all available, non-disabled servers
-// matching the file's extension. Used for fan-out diagnostics.
+// matching the file's extension. Resolves the per-repo config from the
+// file's directory so user-defined servers participate in fan-out.
 function pickDiagnosticServers(filePath: string): string[] {
   const ext = path.extname(filePath).replace(/^\./, "");
-  return servers
+  return getServersForPath(filePath)
     .filter((s) => s.match.includes(ext) && isServerAvailable(s) && !disabledServers.has(s.id))
     .map((s) => s.id);
 }
@@ -541,7 +541,9 @@ export default function (pi: ExtensionAPI) {
     if (!pi.getFlag("lsp-auto-check")) return;
 
     // Skip If All Disabled - No LSP server is available for this instance.
-    if (servers.every((s) => disabledServers.has(s.id))) return;
+    // Resolve against ctx.cwd so user-defined servers count toward this check.
+    const cwdServers = getServersForPath(ctx.cwd);
+    if (cwdServers.every((s) => disabledServers.has(s.id))) return;
 
     // Edit & Write Only
     if (!["edit", "write"].includes(event.toolName)) return;
@@ -619,9 +621,16 @@ export default function (pi: ExtensionAPI) {
 
   // --- Server Control Commands ---
 
+  // Resolve Active Servers - Per-cwd helper so commands see the same
+  // per-repo overrides the LLM does. We accept an optional cwd because some
+  // closures (e.g. completions) don't get a context.
+  const resolveServers = (cwd?: string) => getServersForPath(cwd ?? process.cwd());
+
   // Shared Argument Completions - Suggests registered server IDs plus "all".
+  // Uses process.cwd() since completion handlers don't receive a context;
+  // close enough for argument hints.
   const serverCompletions = (prefix: string) => {
-    const ids = [...servers.map((s) => s.id), "all"].filter((id) =>
+    const ids = [...resolveServers().map((s) => s.id), "all"].filter((id) =>
       id.startsWith(prefix),
     );
     return ids.length > 0 ? ids.map((id) => ({ value: id, label: id })) : null;
@@ -629,16 +638,17 @@ export default function (pi: ExtensionAPI) {
 
   // Parse Server IDs - Validates args against registered servers. Bare/empty
   // or "all" returns every server ID. Throws on unknown names.
-  function parseServerIds(args: string | undefined): string[] {
-    if (!args || !args.trim()) return servers.map((s) => s.id);
+  function parseServerIds(args: string | undefined, cwd: string): string[] {
+    const list = resolveServers(cwd);
+    if (!args || !args.trim()) return list.map((s) => s.id);
     const ids = args.trim().split(/\s+/);
-    if (ids.includes("all")) return servers.map((s) => s.id);
-    const invalid = ids.filter((id) => !servers.some((s) => s.id === id));
+    if (ids.includes("all")) return list.map((s) => s.id);
+    const invalid = ids.filter((id) => !list.some((s) => s.id === id));
     if (invalid.length > 0) {
       throw new Error(
         `Unknown server(s): ${invalid.join(
           ", ",
-        )}. Available: ${servers.map((s) => s.id).join(", ")}`,
+        )}. Available: ${list.map((s) => s.id).join(", ")}`,
       );
     }
     return ids;
@@ -647,9 +657,10 @@ export default function (pi: ExtensionAPI) {
   // Update Tool Visibility - When all servers are disabled, remove LSP tools
   // from the active set so the LLM won't attempt them. When any is enabled,
   // restore them. Captures current active tools at toggle time.
-  function updateToolVisibility(): void {
+  function updateToolVisibility(cwd: string): void {
+    const list = resolveServers(cwd);
     const current = pi.getActiveTools();
-    if (servers.every((s) => disabledServers.has(s.id))) {
+    if (list.every((s) => disabledServers.has(s.id))) {
       // All disabled — strip LSP tools
       pi.setActiveTools(current.filter((name) => !lspToolNames.includes(name)));
     } else {
@@ -699,13 +710,13 @@ export default function (pi: ExtensionAPI) {
     getArgumentCompletions: serverCompletions,
     handler: async (args, ctx) => {
       try {
-        const ids = parseServerIds(args);
+        const ids = parseServerIds(args, ctx.cwd);
         for (const id of ids) {
           disabledServers.add(id);
         }
-        updateToolVisibility();
-        const label =
-          ids.length === servers.length ? "all servers" : ids.join(", ");
+        updateToolVisibility(ctx.cwd);
+        const total = resolveServers(ctx.cwd).length;
+        const label = ids.length === total ? "all servers" : ids.join(", ");
         ctx.ui.notify(`Disabled: ${label}`, "info");
       } catch (error) {
         const msg =
@@ -725,13 +736,13 @@ export default function (pi: ExtensionAPI) {
     getArgumentCompletions: serverCompletions,
     handler: async (args, ctx) => {
       try {
-        const ids = parseServerIds(args);
+        const ids = parseServerIds(args, ctx.cwd);
         for (const id of ids) {
           disabledServers.delete(id);
         }
-        updateToolVisibility();
-        const label =
-          ids.length === servers.length ? "all servers" : ids.join(", ");
+        updateToolVisibility(ctx.cwd);
+        const total = resolveServers(ctx.cwd).length;
+        const label = ids.length === total ? "all servers" : ids.join(", ");
         ctx.ui.notify(`Enabled: ${label}`, "info");
       } catch (error) {
         const msg =
@@ -751,16 +762,16 @@ export default function (pi: ExtensionAPI) {
     getArgumentCompletions: serverCompletions,
     handler: async (args, ctx) => {
       try {
-        const ids = parseServerIds(args);
-        if (ids.length === servers.length) {
+        const ids = parseServerIds(args, ctx.cwd);
+        const total = resolveServers(ctx.cwd).length;
+        if (ids.length === total) {
           await daemonDestroyServer();
         } else {
           for (const id of ids) {
             await daemonDestroyServer(id);
           }
         }
-        const label =
-          ids.length === servers.length ? "all servers" : ids.join(", ");
+        const label = ids.length === total ? "all servers" : ids.join(", ");
         ctx.ui.notify(`Destroyed: ${label}`, "info");
       } catch (error) {
         const msg =
diff --git a/src/config.ts b/src/config.ts
new file mode 100644
index 0000000..13f3396
--- /dev/null
+++ b/src/config.ts
@@ -0,0 +1,141 @@
+// Per-Repo Config - Loads `.pi-lsp.json` from the nearest ancestor of a
+// given path and merges it with the built-in server registry. Config is a
+// JSON file shaped like:
+//
+//   {
+//     "servers": [
+//       { "id": "rust-analyzer", "match": ["rs"], "command": "rust-analyzer",
+//         "args": [], "rootMarkers": ["Cargo.toml"], "languageId": "rust" },
+//       { "id": "gopls", "args": ["-remote=auto", "-vv"] }
+//     ],
+//     "disable": ["oxlint"]
+//   }
+//
+// Merge Semantics:
+//   - Entries whose `id` matches a built-in shallow-merge their fields (user wins).
+//   - Entries with a new `id` append, and must include all required fields.
+//   - The `disable` list filters the merged result by id.
+//
+// Caching: Resolved lists are cached per config-file path and invalidated by
+// mtime. If no config file exists, the built-in registry is returned.
+import * as fs from "node:fs";
+import * as path from "node:path";
+import { servers as builtinServers } from "../server.ts";
+import type { ServerConfig } from "./types.ts";
+
+const CONFIG_FILE = ".pi-lsp.json";
+
+interface PiLspConfig {
+  servers?: Array<Partial<ServerConfig> & { id: string }>;
+  disable?: string[];
+}
+
+interface CacheEntry {
+  mtimeMs: number;
+  resolved: ServerConfig[];
+}
+
+const cache = new Map<string, CacheEntry>();
+
+// Find Config File - Walks upward from `fromDir` looking for `.pi-lsp.json`.
+// Returns the absolute path or null if none found before the filesystem root.
+function findConfigFile(fromDir: string): string | null {
+  let dir = path.resolve(fromDir);
+  const { root } = path.parse(dir);
+  while (true) {
+    const candidate = path.join(dir, CONFIG_FILE);
+    if (fs.existsSync(candidate)) return candidate;
+    if (dir === root) return null;
+    dir = path.dirname(dir);
+  }
+}
+
+// Merge Config - Built-ins by id, user overrides shallow-merge in, new ids
+// append (with required-field validation), and `disable` filters the result.
+function mergeConfig(config: PiLspConfig, sourcePath: string): ServerConfig[] {
+  const byId = new Map<string, ServerConfig>(
+    builtinServers.map((s) => [s.id, { ...s }]),
+  );
+
+  // Apply Overrides And New Servers
+  for (const override of config.servers ?? []) {
+    if (!override.id || typeof override.id !== "string") {
+      throw new Error(
+        `pi-lsp config (${sourcePath}): every entry in "servers" must have a string "id"`,
+      );
+    }
+    const existing = byId.get(override.id);
+    if (existing) {
+      byId.set(override.id, { ...existing, ...override } as ServerConfig);
+    } else {
+      // New Server - Must include all required spawn fields.
+      const required = ["match", "command", "args", "rootMarkers"] as const;
+      const missing = required.filter((k) => override[k] === undefined);
+      if (missing.length > 0) {
+        throw new Error(
+          `pi-lsp config (${sourcePath}): new server "${override.id}" is missing required field(s): ${missing.join(", ")}`,
+        );
+      }
+      byId.set(override.id, override as ServerConfig);
+    }
+  }
+
+  // Apply Disable Filter
+  const disabled = new Set(config.disable ?? []);
+  return Array.from(byId.values()).filter((s) => !disabled.has(s.id));
+}
+
+// Get Servers For Path - Returns the merged ServerConfig list applicable to
+// `fromDir` (or the directory containing a file path). Cached per config-file
+// path with mtime invalidation. On parse/merge failure, logs to stderr and
+// falls back to the built-in registry so a broken config never breaks LSP.
+export function getServersForPath(fromPath: string): ServerConfig[] {
+  // Resolve To Directory - Accept either a file path or a directory.
+  let dir = path.resolve(fromPath);
+  try {
+    const st = fs.statSync(dir);
+    if (!st.isDirectory()) dir = path.dirname(dir);
+  } catch {
+    dir = path.dirname(dir);
+  }
+
+  const configPath = findConfigFile(dir);
+  if (!configPath) return builtinServers;
+
+  let mtimeMs: number;
+  try {
+    mtimeMs = fs.statSync(configPath).mtimeMs;
+  } catch {
+    return builtinServers;
+  }
+
+  const cached = cache.get(configPath);
+  if (cached && cached.mtimeMs === mtimeMs) return cached.resolved;
+
+  let parsed: PiLspConfig;
+  try {
+    const raw = fs.readFileSync(configPath, "utf8");
+    parsed = JSON.parse(raw);
+  } catch (err) {
+    process.stderr.write(
+      `pi-lsp: failed to read/parse ${configPath}: ${(err as Error).message}\n`,
+    );
+    return builtinServers;
+  }
+
+  let resolved: ServerConfig[];
+  try {
+    resolved = mergeConfig(parsed, configPath);
+  } catch (err) {
+    process.stderr.write(`pi-lsp: ${(err as Error).message}\n`);
+    return builtinServers;
+  }
+
+  cache.set(configPath, { mtimeMs, resolved });
+  return resolved;
+}
+
+// Clear Config Cache - Test hook; not used in production.
+export function clearConfigCache(): void {
+  cache.clear();
+}
diff --git a/src/daemon.ts b/src/daemon.ts
index 10d39d5..a7f3729 100644
--- a/src/daemon.ts
+++ b/src/daemon.ts
@@ -6,9 +6,8 @@ import * as fs from "node:fs";
 import * as net from "node:net";
 import * as path from "node:path";
 import { LspClient } from "./client.ts";
-import { findRoot, pathToUri } from "./root.ts";
+import { findRoot, findServerById, pathToUri } from "./root.ts";
 import type { ServerConfig } from "./types.ts";
-import { servers } from "../server.ts";
 import {
   logPath,
   socketPath,
@@ -51,25 +50,17 @@ function log(...args: unknown[]) {
   );
 }
 
-// Find Server By ID - Looks up a ServerConfig from the registry by ID.
-// Throws if the ID is not registered.
-function findServerById(serverId: string): ServerConfig {
-  const server = servers.find((s) => s.id === serverId);
-  if (!server) {
-    throw new Error(`Unknown server ID: "${serverId}". Registered: ${servers.map((s) => s.id).join(", ")}`);
-  }
-  return server;
-}
-
 // Get Or Create Entry - Looks up the cached client for a server+file,
 // spawning a fresh LspClient if needed. The returned entry is guaranteed
-// to have its `ready` promise resolved before the caller uses it.
+// to have its `ready` promise resolved before the caller uses it. The
+// server registry is resolved against any `.pi-lsp.json` reachable from
+// `filePath`, so per-repo config overrides take effect at spawn time.
 async function getOrCreateEntry(
   filePath: string,
   serverId: string,
   launch: LaunchContext,
 ): Promise<ClientEntry> {
-  const server = findServerById(serverId);
+  const server = findServerById(filePath, serverId);
   const rootDir = findRoot(filePath, server.rootMarkers);
   const key = `${server.id}::${rootDir}`;
   const existing = entries.get(key);
diff --git a/src/root.ts b/src/root.ts
index 09e8edd..53288a7 100644
--- a/src/root.ts
+++ b/src/root.ts
@@ -1,11 +1,16 @@
 import * as fs from "node:fs";
 import * as path from "node:path";
 import { pathToFileURL, fileURLToPath } from "node:url";
-import { servers, globalRootMarkers } from "../server.ts";
+import { globalRootMarkers } from "../server.ts";
+import { getServersForPath } from "./config.ts";
 import type { ServerConfig } from "./types.ts";
 import { UnsupportedExtensionError } from "./types.ts";
 import { isOnPath } from "./util.ts";
 
+// Re-Export - Centralizes the path-aware registry helper so callers can
+// import it from `./root.ts` alongside pickServer/findRoot.
+export { getServersForPath };
+
 // Resolve File URI To Local Path
 export function uriToPath(uri: string): string {
   return fileURLToPath(uri);
@@ -31,15 +36,30 @@ export function isServerAvailable(server: ServerConfig): boolean {
 
 // Pick Server By File Extension - match[] entries are matched against the
 // file's extension (no dot). First available, non-diagnosticsOnly server wins.
+// Resolves the per-repo config from the file's directory before matching.
 export function pickServer(filePath: string): ServerConfig {
   const ext = path.extname(filePath).replace(/^\./, "");
-  const hit = servers.find((s) => s.match.includes(ext) && !s.diagnosticsOnly && isServerAvailable(s));
+  const list = getServersForPath(filePath);
+  const hit = list.find((s) => s.match.includes(ext) && !s.diagnosticsOnly && isServerAvailable(s));
   if (!hit) {
     throw new UnsupportedExtensionError(`.${ext}`);
   }
   return hit;
 }
 
+// Find Server By ID - Looks up a ServerConfig by id within the registry
+// resolved for the given path. Throws if the id is not registered.
+export function findServerById(filePath: string, id: string): ServerConfig {
+  const list = getServersForPath(filePath);
+  const hit = list.find((s) => s.id === id);
+  if (!hit) {
+    throw new Error(
+      `Unknown server ID: "${id}". Registered: ${list.map((s) => s.id).join(", ")}`,
+    );
+  }
+  return hit;
+}
+
 // Find Project Root By Walking Upward - stops at the first directory
 // containing any rootMarker. Falls back to the file's directory.
 export function findRoot(filePath: string, markers: string[]): string {
diff --git a/test/unit/config.test.ts b/test/unit/config.test.ts
new file mode 100644
index 0000000..37f5d8b
--- /dev/null
+++ b/test/unit/config.test.ts
@@ -0,0 +1,130 @@
+// Config Unit Tests — getServersForPath() merge semantics, mtime caching,
+// and graceful fallback on parse errors.
+import { describe, it, beforeEach, afterEach } from "node:test";
+import * as assert from "node:assert/strict";
+import * as fs from "node:fs";
+import * as os from "node:os";
+import * as path from "node:path";
+import { getServersForPath, clearConfigCache } from "../../src/config.ts";
+import { servers as builtinServers } from "../../server.ts";
+
+let tmpDir: string;
+
+beforeEach(() => {
+  tmpDir = fs.mkdtempSync(path.join(os.tmpdir(), "pi-lsp-config-test-"));
+  clearConfigCache();
+});
+
+afterEach(() => {
+  fs.rmSync(tmpDir, { recursive: true, force: true });
+  clearConfigCache();
+});
+
+function writeConfig(dir: string, content: unknown): void {
+  fs.writeFileSync(path.join(dir, ".pi-lsp.json"), JSON.stringify(content));
+}
+
+describe("getServersForPath", () => {
+  it("returns built-in servers when no config file is found", () => {
+    // tmpDir lives under /tmp; no ancestor will have .pi-lsp.json.
+    const result = getServersForPath(tmpDir);
+    assert.deepStrictEqual(
+      result.map((s) => s.id),
+      builtinServers.map((s) => s.id),
+    );
+  });
+
+  it("appends a new server entry from config", () => {
+    writeConfig(tmpDir, {
+      servers: [
+        {
+          id: "rust-analyzer",
+          match: ["rs"],
+          command: "rust-analyzer",
+          args: [],
+          rootMarkers: ["Cargo.toml"],
+          languageId: "rust",
+        },
+      ],
+    });
+    const result = getServersForPath(tmpDir);
+    const rust = result.find((s) => s.id === "rust-analyzer");
+    assert.ok(rust, "rust-analyzer should be present");
+    assert.deepStrictEqual(rust!.match, ["rs"]);
+    // Built-ins are still there
+    assert.ok(result.find((s) => s.id === "gopls"));
+  });
+
+  it("shallow-merges overrides into existing built-in servers", () => {
+    writeConfig(tmpDir, {
+      servers: [{ id: "gopls", args: ["-vv"] }],
+    });
+    const result = getServersForPath(tmpDir);
+    const gopls = result.find((s) => s.id === "gopls")!;
+    assert.deepStrictEqual(gopls.args, ["-vv"]);
+    // Other fields preserved from built-in
+    assert.strictEqual(gopls.command, "gopls");
+    assert.deepStrictEqual(gopls.match, ["go"]);
+  });
+
+  it("filters out servers listed in `disable`", () => {
+    writeConfig(tmpDir, { disable: ["oxlint", "gopls"] });
+    const result = getServersForPath(tmpDir);
+    assert.ok(!result.some((s) => s.id === "oxlint"));
+    assert.ok(!result.some((s) => s.id === "gopls"));
+    assert.ok(result.some((s) => s.id === "pyright"));
+  });
+
+  it("walks upward to find config in an ancestor directory", () => {
+    writeConfig(tmpDir, { disable: ["oxlint"] });
+    const sub = path.join(tmpDir, "a", "b", "c");
+    fs.mkdirSync(sub, { recursive: true });
+    const result = getServersForPath(sub);
+    assert.ok(!result.some((s) => s.id === "oxlint"));
+  });
+
+  it("accepts a file path and walks from its directory", () => {
+    writeConfig(tmpDir, { disable: ["oxlint"] });
+    const file = path.join(tmpDir, "src", "main.go");
+    fs.mkdirSync(path.dirname(file), { recursive: true });
+    fs.writeFileSync(file, "package main");
+    const result = getServersForPath(file);
+    assert.ok(!result.some((s) => s.id === "oxlint"));
+  });
+
+  it("falls back to built-ins on invalid JSON", () => {
+    fs.writeFileSync(path.join(tmpDir, ".pi-lsp.json"), "{ not valid");
+    const result = getServersForPath(tmpDir);
+    assert.deepStrictEqual(
+      result.map((s) => s.id),
+      builtinServers.map((s) => s.id),
+    );
+  });
+
+  it("falls back to built-ins when a new server is missing required fields", () => {
+    writeConfig(tmpDir, {
+      servers: [{ id: "incomplete", match: ["foo"] }],
+    });
+    const result = getServersForPath(tmpDir);
+    assert.deepStrictEqual(
+      result.map((s) => s.id),
+      builtinServers.map((s) => s.id),
+    );
+  });
+
+  it("invalidates cache on mtime change", () => {
+    writeConfig(tmpDir, { disable: ["oxlint"] });
+    let result = getServersForPath(tmpDir);
+    assert.ok(!result.some((s) => s.id === "oxlint"));
+
+    // Rewrite With Different Content And Bump mtime
+    const cfgPath = path.join(tmpDir, ".pi-lsp.json");
+    fs.writeFileSync(cfgPath, JSON.stringify({ disable: ["gopls"] }));
+    const future = new Date(Date.now() + 5000);
+    fs.utimesSync(cfgPath, future, future);
+
+    result = getServersForPath(tmpDir);
+    assert.ok(result.some((s) => s.id === "oxlint"));
+    assert.ok(!result.some((s) => s.id === "gopls"));
+  });
+});